But the paradigm of securitization goes beyond this. It increasingly takes the form of a culture of suspicion that is part of a broader neoliberal transformation. Employees, institutions and other actors, from teachers to charities to government departments, are increasingly subjected to financialized measure through punitive audits and surveillance to ensure they are operating at maximum efficiency and to ensure employers, shareholders and the public that the risk of abuse is being mitigated (Shore 2008).

Max Haiven, Cultures of Financialization, loc. 260