Even the poor are not immune. In North America, of course, we have seen the rise of sub-prime lending, but this is only one aspect of a larger financial poverty industry made up of extremely profitable pay-day loans operations, pawn shops and discount financial services aimed at short-term profiteering from social immiseration (Aitken 2006; Rivlin 2010; Wyly et al.

Max Haiven, Cultures of Financialization, loc. 72