Because the social structural conditions that overcome the problems of supplying these public goods-that is, strong families and strong communities-are much less often present now than in the past, and promise to be even less present in the future, we can expect that, ceteris paribus, we confront a declining quantity of human capital embodied in each successive generation. … This very likely means the substitution of some kind of formal organization for the voluntary and spontaneous social organization that has in the past been the major source of social capital available to the young.

QUESTION: How do formal organizations substitute for lost voluntary social capital, and can they effectively fill the gap?

Coleman, SocialCapitalCreation-1988, loc. 231