Without paying your way as a nation, without getting that equilibrium and stability which is at the basis of confi dence, there can be no hope whatsoever. To that we have to devote all our energies. How are we to do it? I think the answer is a very painful one and yet a very simple one. It is this: that we must all work hard, live hard and save hard.

Clara E. Mattei, The Capital Order, loc. 686