Half the sample neither spoke nor wrote any English (Ghana's official language) and only one in six was literate. Yet, as a group, they were remarkable for having made a break with traditional religion; whereas more than nine out of ten Frafra migrants were pagans, 21 per cent of the entrepreneurs were Muslim and 18 per cent were Christian or some agnostic mixture, a total of almost 40 per cent in the Ghana sample. This figure rose to near 50 per cent in urban areas and 60 per cent in the southern cities of Accra and Kumasi.

Diego Gambetta, Trust - Making and Breaking…, loc. 2362