Where such institutions already exist and happen to be operating successfully it is reasonable for individuals to feel a stolid indifference towards the exertions which have brought them into being and to see them merely as occasions for current confidence. But where they have yet to be established the need for direct and exigent forms of trust is altogether more importunate.

XREF: Connects to institutional theory and social capital literature, where the difference between formalized trust and emergent trust parallels Ostrom's work on commons governance.

Diego Gambetta, Trust - Making and Breaking…, loc. 1144